What it is
What is Apple Pay in Apple Messages for Business?
An Apple Pay request is an interactive message with line items, a total, and currency. The customer taps it, Apple shows the familiar payment sheet, and they authorize on their device.
Apple sends the encrypted payment token to Blooio, and Blooio relays it to your webhook. Only you or your payment processor can decrypt and settle it.
| At a glance | |
|---|---|
| What it is | An Apple Pay payment request inside the thread |
| Devices | iPhone, iPad, Mac (Touch ID or a nearby iPhone or Watch); Watch can authorize |
| Minimum OS | iOS 11.3, macOS 10.13.4 |
| Setup | Merchant ID, Merchant Identity and Payment Processing certificates, verified domain |
| Blooio field | interactive.kind = apple_pay |
What customers see
What it looks like
- 01
The Pay bubble
A card with your item, the amount, and the Apple Pay mark.
- 02
The payment sheet
Apple's standard sheet with card, shipping, and contact details, confirmed with Face ID or Touch ID.
- 03
The Paid confirmation
A paid bubble appears in the thread, and your webhooks receive payment.received and payment.completed.
Use cases
When to use it
Orders and preorders
Food, retail, and pickup orders paid in the thread.
Deposits
Hold an appointment or reservation with a deposit.
Bills and balances
Send a payment request for an outstanding invoice.
Upgrades
Seat upgrades, add-ons, and extended warranties during support.
Common mix-ups
What it is not
Not Apple Cash
Sending money to friends in iMessage is Apple Cash. This is a business taking card payment through Apple Pay.
Not a payment processor
Funds settle through your own processor. Blooio brokers the Apple session and never sees card numbers.
Not a card form in chat
Never ask customers to type card details in the conversation. Use Apple Pay.
Not zero setup
You need an Apple Pay Merchant ID and certificates, linked to your Apple Messages for Business account.
Experience Review
Apple's rules for this feature
- Link your Merchant ID to your Apple Messages for Business account in Apple Business Register.
- Introduce the payment with a short text bubble that states what is being paid for.
- Treat payment webhooks as at-least-once, and settle on payment.request_id.
- Never request card numbers in the conversation.
Apple checks these during the Experience Review and after launch. Every rule for every feature is in the Experience Review checklist.
Developers
Send it with the Blooio API
One call to POST /v4/messages from your Apple Messages for Business sender. Full field reference in the Apple Pay guide.
curl -X POST https://api.blooio.com/v4/messages \
-H "Authorization: Bearer bl_live_..." \
-H "Content-Type: application/json" \
-d '{
"from": "support",
"to": "opaque-amb-customer-id",
"interactive": {
"kind": "apple_pay",
"received_message": { "title": "Dozen croissants", "subtitle": "$42.00" },
"payment": {
"paymentRequest": {
"lineItems": [{ "label": "Dozen butter croissants", "amount": "42.00" }],
"total": { "label": "Kettle & Crumb", "amount": "42.00", "type": "final" },
"currencyCode": "USD",
"countryCode": "US"
}
}
}
}'Managed launch
Want Apple Pay without writing code?
Blooio's managed Apple Messages for Business bot already uses Apple Pay the way Apple expects, alongside every other feature, with a human in the loop. We build the flows, connect your systems, and get you through the Experience Review.
Go deeper
Apple Pay in the Blooio docs
The developer guide and API reference for this feature, with request fields, replies, and error handling.
docs.blooio.com
Apple Pay guide
Setup wizard, sending a request, payment webhooks, settlement, and troubleshooting.
docs.blooio.com
POST /v4/messages API reference
Every field, its JSON schema, and an interactive API explorer.
docs.blooio.com
Capabilities & limits
OS minimums, device support, and capability tokens for every feature.
More Apple Messages for Business features
Business invitations
Start the conversation first, with an Apple-managed Yes / No invite.
List picker
A tappable list of options, with icons, subtitles, and sections.
Quick replies
Two to five tappable answers under a question.
Time picker
Offer appointment slots the customer books with a tap.
Forms
Multi-step questions, dates, and pickers in one native flow.
Sign in
Let customers sign in to their account without leaving Messages.
Rich links
Turn any URL into a tappable preview card.
All features · Experience Review · Apple Messages for Business API
Questions
Apple's own rules live in the Apple Messages for Business documentation. These are the questions brands ask us most.
- Brand verification
- Sandbox testing
- Experience Review
Empower your team. Achieve more.
Apple Messages for Business launches after brand verification, testing, and Apple's Experience Review. Talk to us and we'll scope the journey.